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To get an IVA, you should have some spare cash flow on a monthly basis to pay for your creditors, typically at least £100. Your creditors are not likely to accept an IVA If the payments are below that.生活限制：不能乘坐的士、不可購買貴重物品及資產（如物業、汽車）、不能再對已購買保險作出供款；When you h